Bankruptcy lawyer Byron Richardson, from Birmingham, is here to help people who find themselves in the midst of what they see as a mounting mountain of debt. Upsolve is a nonprofit dedicated to helping low-income Americans move through Chapter 7 bankruptcy if they can afford to hire a lawyer.
In the Chapter 11 cases, he was able to serve clients throughout the United States who have pending matters in the United States Bankruptcy Court in Harrisonburg. He also served as a local attorney for the U.S. District Court for the Southern District of Alabama in Montgomery.
There are different types of bankruptcy filings, and it is important to understand which type of bankruptcy filing is most relevant to your situation. To help you decide which bankruptcy is right for you, you must first determine what form of bankruptcy you are eligible for. While you represent both secured and unsecured creditors in traditional bankruptcy proceedings, out-of-court negotiations are recommended for lenders and other secured creditors.
Bankruptcy of farmers and fishermen is normally pursued in Chapter 12, but those who own a business may choose to file an application under Chapter 11.
When most people think about filing for bankruptcy, they think of Chapter 7 of bankruptcy, which is much faster and easier to type. Chapter 7 clears most of your debts in a very short time, as bankruptcy law does not protect property. Most people who have filed for bankruptcy prefer to file for Chapter 7 because they can get out of a lot of debt within a few months. Filing for Chapter Seven bankruptcy can quickly clear many, if not all, of unsecured debt.
How your debt is forgiven depends on whether you file for Chapter 7 or Chapter 13 bankruptcy. Finally, Chapter 13 of the bankruptcy provides a court-supervised payment plan, and if the bankruptcy court approves the payment plans, the debt can be repaid. If you have filed a Chapter 7 petition and your case has been dismissed, you may convert to another form of bankruptcy, such as Chapter 12 or Chapter 13.
If you're out of luck online, another option would be to go to your local bankruptcy court. If they can help you with your specific bankruptcy matters, you can refer them to a local legal assistance organization. Due to the organizational performance in the Hoover, AL area, we cannot help you with the specific issues of your bankruptcy.
To make an appointment with one of our bankruptcy attorneys, contact Hoover Penrod PLC and call us at 540-433-2444 or contact us. If you decide to take a consultation by telephone, you will need to fill out a questionnaire and bring it with you to the appointment. Our Hoover bankruptcy attorney is pleased to speak to you today to review your financial circumstances.
After examining these and other documents, our Alabaster bankruptcy attorney can help you determine whether bankruptcy makes sense for you. Insolvency solicitor Byron Richardson from Birmingham can help you with matters such as attachment, foreclosure and repossession to help you get started. If you are considering your own case and would like to learn more about situations that may arise before registration, please contact us for advice on how to keep your property and repay it.
We all guide you through the places where you can look and what legal tools are available to help you get into debt - for free. You can visit our Bankruptcy Court page to find out if you meet the local rules and requirements you must meet when registering. If you live in Birmingham or the surrounding area, you may have to file for bankruptcy in your home state. Bankruptcy hearings are held in downtown Birmingham, but you can also file for bankruptcy anywhere in the state of Alabama as long as you live within a 30-mile radius of the hearing venue.
When you call a legal aid organization, you can expect your phone provider or lawyer to ask you questions to determine whether you are eligible for free assistance and whether you are eligible for bankruptcy. The receiver appointed to handle your case will chair the meeting and may ask questions about the information you provide on your bankruptcy form. One of our Hoover and Bessemer bankruptcy attorneys will be present at the meetings, and they usually consist of a few simple questions posed by the trustee of the case. If you require additional guidance, please contact a bankruptcy attorney who is working on bankruptcy proceedings for more information.
Several weeks after filing for bankruptcy, you must attend a creditors "meeting (341). You file for insolvency within several weeks of filing for insolvency and attend a hearing of 341 persons (also called a creditors "meeting).
After filing for bankruptcy, notify your creditors and give them the chance to participate in the proceedings. Once a bankruptcy petition is filed, it is automatically suspended and eligible for hearing (341) and is entitled to a creditors meeting with your bankruptcy attorney. Sometimes, at the end of bankruptcy proceedings, things come up that you need to deal with, such as discovering a new property that is not tax-exempt or dealing with a creditor who is trying to collect a debt that has been forgiven in bankruptcy.